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DDB Meeting || What is Florida Citrus Sports?
07 May 09 10:29 AM | Lee Rosa | (Comments Off)   
Today was my first experience with Florida citrus sports as I participated in a presentation by Steve Hogan. The organization is Charity Based and focuses on children and education. Did you know Florida Citrus Sports is a Not for profit organization? Read More...
Loan Modification "The Low Down"
06 March 09 11:36 AM | Lee Rosa | (Comments Off)   
The basic guidelines for MODIFICATIONS at this point: Eligibility and Verification: 1. Loans originated on or before January 1, 2009. 2. First-lien loans on owner-occupied properties with unpaid principal balance up to $729,750. Higher limits allowed Read More...
Central Florida and Foreclosures
31 January 09 08:43 PM | Lee Rosa | (Comments Off)   
The Central Florida Real Estate Market's home sales are on the RISE in conjunction with Short Sales and Foreclosures. There were 21% more homes sold in December 2008 (1,305)than December 2007 (1,076). Orlando ranks #7 in the Nation for Foreclosures Read More...
Downtown Orlando Best Title Company
29 January 09 12:20 PM | Lee Rosa | (Comments Off)   
OUTLOOK: 2009 WHAT WILL IT BE LIKE the closing agent. As we enter 2009, just about everyone in the real estate and related businesses had a very challenging past year. Over 60% of the independent title companies in Florida ceased operations. Now more Read More...
Short Sales in Central Florida
09 January 09 02:16 PM | Lee Rosa | (Comments Off)   
Did you know? From January 2004 - January 2006 - 27% of homes purchased had less than 5% as a down payment… 19% with 0% down! 31% of all mortgages issued were to consumers that utilized some sort of alternative lending program. Benefits of Short Read More...
"Change" is Coming - to Dowtown Orlando
12 December 08 05:55 PM | Lee Rosa | (Comments Off)   
With a successful vote – this will change the face of Downtown Orlando. Reviving the Historic Church Street Station. This Theatre will be the 1 st of several positive moves for the City. 1. Movie Theatre 2. New Orlando Arena (sport teams) 3. OPAC Read More...
11 Reasons to List During the Holidays
06 December 08 10:51 AM | Lee Rosa | (Comments Off)   
People who look for a home during the Holidays are more serious buyers! Serious buyers have fewer houses to choose from during the Holidays and less competitions means more money for you! Since the supply of listings will dramatically increase in January, Read More...
Ben Bernanke's Speech
04 December 08 06:15 PM | Lee Rosa | (Comments Off)   
The Future of Mortgage Finance in the United States I appreciate the opportunity to speak at this symposium. My remarks will focus on the mortgage securitization process, how it has been affected by the financial crisis, and how it may evolve in response Read More...
Great Article on Reverse Mortgages ...
03 November 08 12:43 PM | Lee Rosa | (Comments Off)   
This is from an interesting article I read in Kiplinger Magazine ... Reverse Mortgages Get Better New rules allow seniors to borrow more and even buy a new home. By Mary Beth Franklin , Senior Editor, Kiplinger's Personal Finance October 29, 2008 Read More...
HOUSING RESCUE BILL EFFECTIVE OCTOBER 1, 2008
06 October 08 02:05 PM | Lee Rosa | (Comments Off)   
WHO IS ELIGIBLE FOR THE NEW RESCUE BILL PROGRAM? The US Senate passed a $300 billion housing Rescue Bill aimed at helping troubled homeowners avoid foreclosure and supporting mortgage giants Fannie Mae and Freddie Mac. President Bush signed the bill into Read More...
To Pre Pay or Not to Pre Pay - That is the Question
25 September 08 07:28 AM | Lee Rosa | (Comments Off)   
Q: I took a short-term job with a substantial increase in pay and would like to apply the extra money to my mortgage. Is it more beneficial to pay an extra amount each month or should I hold onto the cash and pay a large lump sum each year? And if I make Read More...
Financial News From Tally
24 September 08 09:30 AM | Lee Rosa | (Comments Off)   
I am pleased to report that the Florida Department of Revenue has concurred in FAR’s (Florida Association of Realtors) request for a Technical Assistance Advisement on application of documentary stamp tax to “short sales.” Specifically, Read More...
The Vital Stats of Keller Williams
09 September 08 07:28 PM | Lee Rosa | (Comments Off)   
Keller Williams Realty International Austin, TX Year 2008 Industry Real Estate Founded 1983 Growth 92.2% 2004 Revenue $62.3 million 2007 Revenue $119.8 million Employees 176 Website www.kw.com What it does: Franchisor of residential real estate brokerages Read More...
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What is "FICO"
21 July 08 07:37 AM | Lee Rosa | (Comments Off)   
In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills Read More...
Statistics for Central Florida Real Estate
27 June 08 08:28 AM | Lee Rosa | (Comments Off)   
ORRA Originated Sales May 2007 5.94% 25,463 6,200 2,334 2,611 377 1,446 2,214 1,745* 94* June 2007 6.40% 25,923 5,667 1,853 2,700 404 1,657 2,150 1,524* 98* July 2007 6.50% 26,018 5,404 1,717 2,571 329 1,786 2,206 1,524* 96* August 2007 6.60% 26,313 5,582 Read More...
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